Keire Homes Limited · CRO 818859

Property Shareholder Programme

A structured, community-owned residential property portfolio. Members pool capital to acquire, manage and grow a portfolio of Irish residential properties — together.

Capital values can fluctuate. Participation involves risk. This is not a regulated investment product. KYC/AML verification required.

The Opportunity

Ireland's housing crisis is a structural opportunity — if you can access it

Average Irish rents are currently €1,839/month nationally, delivering gross rental yields of approximately 9% per year. The challenge: individual entry costs of €200,000–€350,000 per property lock most people out.

KEIRE Homes solves that by operating as a private company limited by shares. Members subscribe monthly or one-time — and the collective capital acquires, manages, and grows a portfolio that no individual could access alone.

€1,839

avg Irish rent/month nationally

~9%

avg gross rental yield p.a.

€200k–350k

KEIRE target purchase range

1/year

min. property acquisition velocity

Limerick Case Study — Year 1

Entry Asset Price€320,000
Property Type3-bed townhouse
Gross Monthly Rent€2,200
Annual Gross Income€26,400
Operating Expenses (15%)−€3,960
Net Rental Income€22,440
Gross Entry Yield8.25%

Figures are projections, not guarantees. Capital values can fluctuate.

How to Join

Simple, transparent membership

One membership class. No complexity. Just a straightforward way to become part of the KEIRE Homes community.

Ordinary Membership

€50

one-off joining fee

+ minimum €250 deposit · + €5 administration fee

  • ✓Named in the official Register of Members
  • ✓Proportional voting rights on major company decisions
  • ✓Priority leasing rights on KEIRE-managed properties
  • ✓Subsidised rental rates for active members
  • ✓Full access to shareholder reports and updates
  • ✓Community property programme participation
Become a Member

What you pay at sign-up

One-off joining fee€50
Minimum opening deposit€250
Administration fee€5
Total to get started€305

Members may contribute additional deposits over time at their discretion. Additional contributions are issued as shares at Fair Market Value as determined by the company. Participation in the membership programme involves financial risk. This is not a regulated investment product. Please read the Shareholders' Agreement in full before applying.

Governance

How decisions are made

T1

Tier 1 — Board Authority

Directors can approve acquisitions of €150,000–€350,000 funded from existing cash reserves or pre-approved credit lines without a shareholder vote.

T2

Tier 2 — 75% Shareholder Vote

Any acquisition above €350,000, external debt with LTV over 70%, or non-residential assets requires a Special Resolution of 75% of Ordinary Shareholders.

💡

Stamp Duty Strategy

By acquiring one property per year, KEIRE Homes remains within the 1% stamp duty bracket — avoiding the punitive 10% that applies when 10+ units are bought within 12 months.

📍

Geographic Focus

Castletroy and Dooradoyle (UL/employment density), Limerick City Centre regeneration zones. Dublin and Cork secondary markets for diversification.

🏠

Member Housing Benefit

Active shareholders receive priority leasing rights in KEIRE-managed properties at a subsidised rate — directly insulating our community from the open rental market.

📊

Dividend Policy

Years 1–3: 100% of net income retained to build the portfolio. Year 4 onwards: regular distributions from stabilised, multi-asset operational cash flows.

What we focus on

  • ✓Transparent, plain-English communication
  • ✓Professional property management (RTB registered)
  • ✓Disciplined acquisition with KYC/AML compliance
  • ✓Community-first governance — shareholders vote
  • ✓Long-term portfolio growth, not quick gains

What we will never say

  • ✕Guaranteed returns
  • ✕Risk-free investment
  • ✕Fixed income promises
  • ✕Financial advice
  • ✕Wealth guarantees or performance projections

Application Process

How to become a shareholder

1

Contact us to become a member

Membership fee €50 + min €250 deposit + €5 admin. Email info@keire-homes.properties or use the form on our Contact page.

2

Complete KYC/AML Verification

Submit certified photo ID, proof of address (last 6 months), and source of funds statement. Required under Irish Criminal Justice (Money Laundering) Acts.

3

Complete the Application Form & Shareholder Agreement

Sign the Subscription & Share Application Form and the comprehensive Shareholders' Agreement. Both govern your rights, voting, dividends, and capital distribution.

4

Board Approval & Register of Members

Upon board approval, your shares are allotted, you are entered into the official Register of Members, and you receive your share certificate. Shares are CRO 818859 registered.

Important Notice

Keire Homes Limited (CRO 818859) is a private company limited by shares incorporated in the Republic of Ireland under the Companies Act 2014. The Shareholder Programme is not a regulated investment scheme, deposit account, or financial product. KEIRE Homes does not provide financial or investment advice. Capital values can fluctuate and past performance is not a guarantee of future returns. Prospective members should seek independent financial advice before subscribing. All personal data processed in compliance with GDPR and the Data Protection Acts 1988–2018.